Should obesity be considered a liability in insurance?
Monday, March 15th, 2010 at
3:17 pm
KitKat asked:
If you think about it, obesity is an addiction to food. It’s harmful to the body, which causes a raise in medical bills.
If you think about it, obesity is an addiction to food. It’s harmful to the body, which causes a raise in medical bills.
Tagged with: Liability Insurance • Medical Bills • Obesity
Filed under: Obesity
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NO it should not be a liability in insurance
It is considered a liability to insurance already. They’re more likely to have a heart attack, diabetes, and much more.
People who are addicted to medicine have to go to rehab and they pay for those out of their own pockets.
So in your own theory, Popping pills should be considered a liability in insurance?
Yes, it should.
Marriage should be a liability since it causes stress.
You are way off. Obesity can be caused by food but it can also be caused by a lot of other things. You need to do some research before you write about things you obviously know nothing about.
It already is….
Although women with ten to twenty pounds excess weight live almost ten years longer than women who are “at weight” or underweight.
While it’s true that obesity is a health risk, people take it so personally. I think insurance should be about the facts, though, so I think it should. And I’m a chubby girl, so don’t think I’m biased here. If you smoke, your insurance costs more, what’s so different about obesity? People who weigh however much are more likely to need a chiropractor, become diabetic, have a heart problems and breathing issues, etc.
edit: As far as what Debi said, she has a point, but almost all obese people could prevent their obesity (or at least lessen it significantly) with self-control of some kind, so you can’t really say this assumption is due to a lack of knowledge.
Absolutely. Obesity increases the risk of health problems considerably, so it definitely should be considered a liability in insurance.
NO… obesity can be controlled… therefore it shouldn’t be a liability…
Obesity is not an addiction to food or anything else. It’s a condition where excess body fat has accumulated to the point where it may adversely affect health.
I know people who are obese who have significant health problems and I know people who are obese who have no other health problems.
I weigh about 250 at 6′2″. I am considered obese, by medical standards. Other than my weight, I am physically healthy. You tell me…Is my weight a liability?
obesity is not actually always caused by addiction to foods. there are other possible reasons why some people have a weight problem.
1. some are on medication that can cause a person to gain insane amounts of weight. such as steroids for internal medical ailments.
2. they could be recently confined in a wheel chair. people who have a slow metabolism and need to be active to maintain there weight will gain the weight quickly if not able to move as one use to.
3. a person can be place on depression medication. which the meds them selves can put on the weight along with the mental emotional problems them self can be a cause.
one is considered obese at 30 plus extra pounds. however, SSI doesn’t find obesity a liability or a medical issue until the person hits 300 pounds. that really is tilting the scale. so i think it’s fair. obese people don’t take advantage of the system considering SSI has strict guidelines these days.
no, i am not an obese woman. just educated on the topic
I was just reading an article about a judge ordering a pizza place to pay for an employee’s weight-loss surgery because it might help with a back surgery they have to go through due to a work-related injury.
But to answer your question, no I don’t think it shoud be included as a liability in insurance policies.
Obesity is not an addiction to food. If you wanna get technical, we’re all addicted to food, we need it to survive. But we CONTROL how much and which types of food we intake. Granted, not all obesity is caused from over-eating, etc. I know a few people who’ve had to take steroids for other medical conditions and they’ve had their weight triple due to that.
So I guess maybe it should be considered a liabilty IF it can be proven that the obesity was caused by something other than being a pig and stuffing your face with junk.